FEBRERO 15, 2022

¿Alguna vez te has preguntado qué significa 2/10 en tu factura a 30 días? Es una fórmula de descuento que también puede aumentar tu puntuación Paydex si pagas a tiempo.
Se trata de un tipo de descuento que algunos proveedores con condiciones de pago a 30 días ofrecen a los compradores que están dispuestos a pagar sus facturas comerciales por adelantado y en su totalidad. Las cifras de esta fórmula también pueden variar en función de las preferencias del proveedor y se desglosan de la siguiente manera:
D2 = Este porcentaje de descuento SOLO se aplica cuando el comprador paga su factura antes de tiempo (2 % de descuento sobre el total).
10 = El plazo después de la facturación en el que se aplica el descuento (hasta 10 días).
Net 30 = Condiciones de pago normales, 30 días.
En este caso, el comprador recibirá un descuento del 2 % si paga el crédito comercial en su totalidad hasta 10 días después de la fecha de facturación.
¿Cómo se calcula 2/10 neto 30? El cálculo es bastante sencillo: el primer número (2) es el porcentaje de descuento sobre el importe de la factura, mientras que el segundo número (10) es el número de días desde la fecha de facturación en que se aplica.
El número 30 de esta fórmula también se puede cambiar por condiciones de pago Net 15, Net 22 o Net 60, lo que modificaría la fecha de vencimiento de la factura en consecuencia.


Si desea construir rápidamente un historial crediticio empresarial, trate de no cometer ninguno de estos errores que pueden causar preocupación a los prestamistas y reducir su calificación.

En lo que respecta a los informes crediticios, los propietarios de empresas verifican la exactitud de la información de la empresa y los datos financieros que figuran en su perfil crediticio empresarial.

¿Alguna vez te has preguntado qué significa 2/10 en tu factura a 30 días? Es una fórmula de descuento que también puede aumentar tu puntuación Paydex si pagas a tiempo.

Aunque originalmente se desarrollaron para las agencias gubernamentales federales, los códigos SIC del sistema de clasificación empresarial ahora también son utilizados por las agencias de informes crediticios.

Al elegir sabiamente la estructura de su negocio y el estatus de su corporación, usted ajusta la forma en que paga impuestos al Servicio de Impuestos Internos.

¡Conozca los hechos reales! Cualquier empleador elegible que haya pagado salarios calificados a empleados W-2 durante la pandemia de COVID-19 puede solicitar el crédito por retención de empleados.
To the right you'll find answers to the most frequently asked questions we get. Feel free to reach out to us if you have more questions and we'll be happy to answer them.

Just like how consumer credit is linked to your SSN, your business credit is linked to your EIN. This means when applying for business credit, it's usually not required to include your SSN.
Once you properly establish your business entity and Credibility Foundation, you start off building your business credit profile with smaller vendor accounts. As your business pays those retailers you will then qualify for revolving store credit cards, and then cash credit you can use anywhere, just like a normal personal credit card.
Keep in mind that because of federal regulation you will still need to supply a SSN for identity verification purposes. Also providing a personal guarantee can open up even more financing options.
You can qualify for real usable vendor credit immediately. You’ll then start to qualify for store credit within 60-90 days that doesn’t require a personal credit check or personal guarantee.
Within 6 months you should have access to $50,000 in real usable credit, including Visa and MasterCard accounts.
You can then continue to build $100,000-$250,000 or higher in business credit within a year to two.
Every step of the process includes simple education videos and direct resource links so that your business credit building journey is a 'no-brainer'. In the rare occasions that you need help, you have our business credit advisers and finance officers to help!
So as long as you're committed to follow our instructions and are serious about the success of your business, then yes, you really can do this -- even if you're technically challenged.
With that being said, it's important to understand that we do NOT build your business credit FOR you. We help you through simple step-by-step instructions and education. Essentially, follow our instructions and get results.
It's true that between all of our free guides, articles, videos and seminars, you have enough knowledge to go get business credit all on your own. It's also true that we don't hold anything back in our sharing of knowledge because at the core of our company, we want to help as many business owners (and those aspiring-to-be) as possible to have an equal opportunity to succeed and thrive.
With that being said, there still are services you will have to pay for such as 411 listings, business credit monitoring, and a business credit builder so that you're reporting to the right agencies (costing over $3000), not to mention, you'll still have to go out and find vendors and lenders. There are also lots of limitations going this way.
The difference with us is that we have already established countless partnerships and affiliations, which allows us to fully leverage the power of our entire company and client-base for each individual client. Essentially, you get to leverage our company for your benefit. And due to our established credibility in the business credit and financing industry, it's easy for us to expand and constantly add even more funding sources and options, which YOU benefit from. That’s how we have the largest supply of vendors and credit issuers than anywhere else.
In short, if you were to try and get business credit and financing on your own or somewhere else, you'll pay MUCH more than what we ask, and it would take a lot longer. We have this entire process dialed in so that you can get the most amount of funds, in the shortest amount of time, and at the lowest rates possible.

Empoderamos a las pequeñas empresas con crédito y financiamiento flexible, brindando un servicio de clase mundial.
Nuestro objetivo: liberar capital para microemprendedores y generar crecimiento en comunidades olvidadas
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