BUILD Business credit

Your PAYDEX score is like a credit score for businesses, given by Dun & Bradstreet. It tells how good a business is at paying its bills on time. The score ranges from 0 to 100, and higher scores mean the business is more reliable in handling its finances and making timely payments. Start building your business credit through our MyCompanyCredit platform and access direct funding.

Business credit

Start your climb up the capital ladder with building credit for your business. Establish tradelines with accredited vendors.

Types of Credit We Help You Access:

Store Business Credit

With major national retailers like Home Depot, Lowes, Sam's Club, Advanced Auto Parts, and many more.

Fleet Credit

For fuel, maintenance and repairs. Establishing credit with these national retailers comes in very handy.

Cash Credit

Access cash credit like Visa, Mastercard, and American Express. Accepted in thousands of locations worldwide.

Auto Vehicle Financing

To purchase or lease your primary vehicle or a fleet of vehicles, in your business name.

Speak to a Credit Advisor for a FREE No-Obligation credit or loan evaluation

Schedule a consultation

capladder Benefits

Get Approved for HIGH-Limit Revolving Credit Cards in Your Business Name with No Personal Guarantee.

Access the Largest Supply of Business Credit Sources to Get Vendor, Store, Fleet, and Cash Credit Linked to Your EIN and Not Your SSN.

Receive Concierge Coaching and Servicing with Your Own Business Credit Advisor.

Navigate the Corporate Credit Building Process Enjoy Our Core and Partner Programs with Affordable and Customizable Payment Plans.

Get Your Business Credit Profile Quickly Setup and Activated with D&B, Experian, and Equifax. Saving You Time and Money.

Corporate Compliance Review to Ensure Your Business Exceeds Credit Issuer and Lender Credibility Standards to Get Automated Approvals.

Get Business Credit and Financing through Your Own Finance Suite and Enjoy the Experience in English or Spanish.

Monitor Your Business Credit with D&B, Business Equifax, and Experian Commercial in Real Time through Credit Monitoring Integration Powered by Nav.

Access credit through your EIN without any ties to your SSN.

To run and build your successful business, you need to qualify for loans and credit lines at the best loan rates possible. Business credit is essential to make this happen, and it helps you access money even when you can’t qualify for a loan.

The MyCompanyCredit Platform helps you build your business credit (without a personal guarantee or personal credit check) step by step using a proven, field tested, business owner approved, and highly personalized process. By using our user-friendly & intuitive software and the only full-service business credit adviser team in the industry, you’ll be guided every step of the way, simplifying your experience of obtaining business credit.

We help you get your business set up the right way to meet lender and credit issuer approval requirements, and get approved for initial business credit that reports and builds your profile with Dun & Bradstreet, Experian, and Equifax Commercial.

You can also monitor your business credit reports and scores in real-time with our Dun & Bradstreet, Business Equifax, and Business Experian monitoring direct integration, powered by Nav.

Once you are set up with the business reporting agencies, we help you access multiple revolving accounts with limits of $7,500 – $50,000 on each tradeline!

download your FREE E-book

6 Secret Stages to building

business credit

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Enrollment Options

Single Payment Discount

Instant MCC Portal Access

Dedicated Credit Advisor

Proven 6-Step Process

$2,497

Enroll Now

8 Monthly Installments

Instant MCC Portal Access

Dedicated Credit Advisor

Proven 6-Step Process

$247

Enroll Now

SEE WHAT ARE CLIENTS ARE SAYING

"A Valued Experience"

“CapLadder helped me obtain a business loan after multiple rejections from banks. Their process was quick and straightforward. Within two days, I had the capital I needed to expand my business.”

- Ricardo Jimenez

Business Owner

"Very Easy Process"

“Thanks to CapLadder, I was able to establish business credit and access several lines of credit that I now use to manage operations and purchase equipment. Their advice made the whole process much easier.”

- Carlos Martinez

Business Owner

"In 24 hours - Approved!"

“Within 24 hours, we obtained our first corporate line of credit without affecting my personal credit. CapLadder explained everything to us with complete transparency.”

- Gustavo Carrero

Business Owner